Restaurant Equipment Financing

Unlike bank loans and typical equipment lease financing, we can work around the fact that you may be new in the restaurant business. The traditional industry requirement for restaurant equipment financing is five years time in business. We can help you even if you are a start up restaurant with no experience!

Your needs are what is important to us! We will help you structure your lease to fit your budget and cash flow. If your business is seasonal we will structure your payments to match your business cycles! We are here to help you!

Click here to complete our simple one page application.

Click here for our simple one page equipment financing application

Contact us today about your restaurant equipment financing needs!

100 Percent Financing + Soft Cost:
With equipment leasing, there is very little money down – perhaps only the first and last month’s payment is due at the inception of the lease. Since a lease does not require a down payment, it is equivalent to 100 percent financing. We can also finance soft cost of up to 30% of the equipment value for transportation, installation and maintenance and other services.

Increased Profitability and Leverage Capital:
Purchase the equipment and technology you need today while spreading your payments affordably across time. This allows you to reserve your capital for other day-to-day expenses. Because a lease is not considered a long-term debt or liability, it does not appear as debt on your financial statement, making you more attractive to traditional lenders when you need them. Now that's a great benefit of leasing!

Speed:
Equipment leasing allows you to respond quickly as your need for equipment and technology arises. You can be approved for financing within hours with minimal documentation. You'll have the equipment you need in operation and producing profits for your business, quickly and without hassles.

Flexibility:
As your business grows and your needs change, you can add to or upgrade your lease at any point through add-on leases or master leases. If you anticipate growth, be sure to negotiate that option when you structure your lease program. Another great reason to lease equipment!

Avoid Obsolescence / Keep Up With The Latest Technology:
Leasing is an extremely attractive option for all your computer hardware and software purchases because technology becomes outdated very quickly. With a lease, your risk of getting caught with obsolete technology is lower because you can build upgrades and add-ons into the lease.

Customized Solutions:
Leasing allows you to structure a financing program that addresses your key business issues, including: cash flow, budget, transaction, and cyclical fluctuations. For example, some businesses request seasonal leases, which allow them to schedule their payments during their busiest months allowing them to better align their expenses and revenues on a monthly basis.

Tax Advantages:
The IRS does not consider an operating lease to be a purchase, but rather a tax-deductible overhead expense. Therefore as another great benefit of leasing, you can deduct the entire lease payments from your corporate income. Consult your tax advisor about your specific situation equipment lease and tax.

Asset Management:
An equipment lease provides the use of equipment for specific periods of time at fixed payments. It assumes and manages the risk of equipment ownership.

If you have questions about restaurant equipment financing contact us or take action now and apply for your equipment lease financing here!